Terms & Conditions

Effective Date: July 21, 2026

Welcome to Vetra Financial (“Company”, “we”, “our”, or “us”). By accessing or using vetrafinancial.com (“Website”), you agree to comply with and be bound by these Terms & Conditions. If you do not agree with these Terms, please do not use our Website or services.

1. About Vetra Financial

Vetra Financial provides financial consultancy and advisory-related information and services to individuals and businesses. Our services may include financial planning, business consulting, investment awareness, loan consultancy, tax guidance, insurance consultancy, and other financial support services, subject to applicable laws and regulations.

2. Eligibility

You must be at least 18 years of age and legally capable of entering into binding contracts to use our Website and services.

3. Scope of Services

Our consultancy services are intended to provide professional guidance based on the information provided by the client.

The recommendations, reports, and consultations are based on the information available at the time of engagement. Any inaccurate or incomplete information provided by the client may affect the quality of our advice.

4. No Financial Guarantee

Vetra Financial does not guarantee:

Approval of any loan or financial product.
Approval of insurance claims.
Investment returns or profits.
Tax savings or government approvals.
Business funding or grants.

Financial markets, lending institutions, insurance providers, and government authorities make independent decisions beyond our control.

5. Client Responsibilities

You agree to:

Provide accurate, complete, and truthful information.
Submit genuine documents.
Inform us promptly of any changes in your financial circumstances.
Cooperate during the consultation process.

Providing false information may result in immediate termination of our services.

6. Fees and Payments

Consultancy fees, if applicable, will be communicated before the commencement of services.

Unless otherwise agreed:

Fees are non-refundable once consultancy services have commenced.
Additional services may incur separate charges.
Taxes, if applicable, shall be charged separately.

7. Intellectual Property

All content available on this Website, including but not limited to text, graphics, logos, designs, reports, documents, software, and other materials, is the property of Vetra Financial or its licensors and is protected by applicable intellectual property laws.

You may not reproduce, modify, distribute, or commercially exploit any content without prior written permission.

8. Website Use

You agree not to:

Use the Website for unlawful purposes.
Attempt unauthorized access to our systems.
Upload malicious software or harmful code.
Interfere with Website functionality.
Copy or scrape Website content without authorization.

9. Third-Party Services

Our Website may contain links to third-party websites, financial institutions, banks, insurance companies, or government portals.

We are not responsible for:

Third-party content.
Privacy practices.
Service availability.
Decisions made by third-party organizations.

Your use of third-party services is at your own risk.

10. Disclaimer

The information provided on this Website is for general informational purposes only and should not be considered legal, tax, accounting, investment, or financial advice unless specifically provided under a formal consultancy engagement.

Users should consult qualified professionals before making financial or investment decisions.

11. Limitation of Liability

To the maximum extent permitted by law, Vetra Financial shall not be liable for:

Direct or indirect losses.
Financial losses.
Business interruption.
Loss of profits.
Investment losses.
Data loss.
Any consequential or incidental damages arising from the use of our Website or services.

12. Confidentiality

We treat client information as confidential and use reasonable security measures to protect personal and financial information.

However, we may disclose information where required by law or regulatory authorities.

13. Privacy

Your use of our Website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.

14. Termination

We reserve the right to suspend or terminate access to our Website or services if:

These Terms are violated.
Fraudulent activity is suspected.
Required information is not provided.
Continued service would violate applicable law.

15. Indemnification

You agree to indemnify and hold harmless Vetra Financial, its directors, employees, consultants, and affiliates from any claims, damages, liabilities, costs, or expenses arising from your use of the Website or breach of these Terms.

16. Changes to These Terms

We reserve the right to modify these Terms & Conditions at any time.

Updated versions will be posted on this page with a revised Effective Date.

Continued use of the Website constitutes acceptance of the revised Terms.

17. Governing Law

These Terms & Conditions shall be governed by and construed in accordance with the laws of India/Haryana.

Any disputes shall be subject to the exclusive jurisdiction of the competent courts located in Yamuna Nagar/Haryana.

18. Contact Information

If you have any questions regarding these Terms & Conditions, please contact:

Vetra Financial

Website: https://vetrafinancial.com

Email: vetrafinancial@gmail.com

Phone: 999-603-3255

Business Address: HNO 233-A, Balwant Rai Colony, Yamuna Nagar

Terms & conditions