Return & refund policy

Return & Refund Policy

Effective Date: July 21, 2026

At Vetra Financial, we strive to provide professional and high-quality financial consultancy services. Please read our Return & Refund Policy carefully before purchasing any of our services.

1. Nature of Services

Vetra Financial provides professional financial consultancy services, including but not limited to:

  • Loan Consultancy

  • Financial Planning

  • Business Consultancy

  • Tax Consultancy

  • Insurance Consultancy

  • Investment Guidance

  • Other financial advisory services

As these are professional service-based offerings, they are not eligible for return in the same way as physical products.

2. Refund Eligibility

Refunds may be considered only under the following circumstances:

  • A payment has been made more than once for the same service due to a technical or billing error.

  • Vetra Financial is unable to provide the purchased service for reasons solely attributable to us.

  • The cancellation request is received before any consultation, document review, or work has commenced.

3. Non-Refundable Services

Refunds will not be provided in the following situations:

  • Consultancy services have already commenced.

  • A consultation has been completed (online, telephonic, or in person).

  • Documents have been reviewed, prepared, or submitted on your behalf.

  • Delays or rejections by banks, financial institutions, insurance companies, government authorities, or other third parties.

  • Dissatisfaction arising from decisions made by third-party institutions beyond our control.

  • The client provides incorrect, incomplete, or misleading information.

4. Cancellation Policy

Clients may request cancellation of a booked consultancy service before work begins by contacting us using the details below.

Once work has started, the service cannot be cancelled, and any fees paid will generally be non-refundable.

5. Refund Process

If your refund request is approved:

  • The refund will be processed using the original payment method wherever possible.

  • Refunds are generally processed within 7–10 business days after approval.

  • Processing times may vary depending on your bank or payment provider.

6. No Guarantee of Financial Outcomes

Vetra Financial provides professional guidance only. We do not guarantee:

  • Loan approvals

  • Insurance approvals or claim settlements

  • Investment returns

  • Tax benefits

  • Government approvals

  • Business funding

Accordingly, refunds will not be issued solely because the desired financial outcome was not achieved.

7. Changes to This Policy

We reserve the right to update or modify this Return & Refund Policy at any time. Any changes will be posted on this page with the revised Effective Date.

8. Contact Us

If you have any questions regarding this Return & Refund Policy or wish to request a refund, please contact us:

Vetra Financial

Website: https://vetrafinancial.com

Email: vetrafinancial@gmail.com

Phone: +91 99960 33255

Address: HNO 233-A, Balwant Rai Colony, Yamuna Nagar, Haryana, India

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